Complete Wealth Tracker: Track Every Asset in One Place
Most portfolio trackers only cover stocks or crypto. EptaWealth tracks your entire wealth in one place.
Featured Articles
How to Calculate Capital Gains Tax on Investments
The rate is decided after your gain is added to your income, not before, so a basic rate salary can still produce a 24% bill. Worked through with 2026/27 figures.
Employer Pension Contributions: What You're Legally Owed and What You Might Be Missing
Two employers can both advertise a 5% pension contribution and pay you £1,495 a year apart. The percentage is the headline. The earnings it gets calculated on is the money, and almost nobody checks which one their scheme uses.
How to Track Investment Performance Across Asset Classes
Practical methods for tracking and comparing investment performance.
All Learn Articles
How bed and ISA resets your cost basis and distorts investment returns
Moving shares into an ISA means selling them first—and that disposal triggers a tax bill, consumes allowance, and permanently erases the price you originally paid.
UK Capital Gains Tax on Investments: Rates, Rules and Strategies
Rates are 18% and 24% for 2026/27 and the exempt amount is £3,000, down 75.6% in four years. What that changes, and the one move worth more than all the rate planning.
UK Pension vs ISA: Which Should You Prioritise?
Compare pensions and ISAs side by side: tax relief, access rules, and when to prioritise each.
SIPP Carry Forward: The £240,000 Nobody Can Reach
How pension carry forward works: eligibility, worked examples, earnings limits, and tapered allowance.
How to Top Up Your Pension
Between £100,000 and £125,140 of income a pension contribution attracts 60% relief, the highest available to anyone in the UK. Below that the answer is less obvious than most guides admit.
Multi-Asset Portfolio Management: What Running One Involves
What running a multi-asset portfolio actually involves: how the asset classes interact, why the allocation drifts on its own, and the measurement that decides whether any of it is working. Worked examples in pounds.
Tracking Precious Metals and Real Estate Returns
Gold, silver and property are held because they do not behave like stocks. That is exactly why they are hard to track: the usual "I bought at this price, it is now that price" formula leaves out the parts that are unique to each. For metals it is premiums, storage and the currency. For property it is the fact that money flows in and out of a rental all year, and the return sits in the flows, not the price.
Savings Interest Tracker: Calculate and Compare Returns
Track your savings account interest automatically and compare returns to other investments.
Crypto Portfolio Tracker: Track Your Real Gains Across Exchanges
Track your cryptocurrency portfolio with real gain calculations and staking rewards tracking.
Stock Portfolio Tracker with Dividend Tracking
Track your stock portfolio with automatic dividend tracking and true performance metrics.
Pension Tax Relief Explained
A £4,800 pension contribution costs a £62,000 earner £2,880 through relief at source and £2,784 through salary sacrifice. That £96 gap is the entire National Insurance advantage of sacrifice at this salary, which is about a quarter of the saving most explainers quote, because they apply an 8% NI rate to someone who is paying 2%.
Auto-Enrolment Pensions Explained
Three years opted out at 30 costs about £11,900 of employer money by 65. The rules, the thresholds for 2026/27, and why the 8% minimum is an anchor rather than a floor.
UK Workplace Pension Explained
Taking a £64,000 pot as cash at 57 while earning £38,000 costs £16,746 in tax (2026/27). Drawn across three retired years instead, the same money costs £2,058. DC against DB, what happens when you move job, and how the pot comes out.
Asset Correlation: Why It Fails in a Crash
A 60/40 portfolio whose sleeves correlate at -0.3 carries about 9.2% annual volatility. At +1 the same two holdings carry 12.4%, and correlations climb toward +1 in exactly the selloffs the diversification was bought to survive.
How to Build a Multi-Asset Portfolio from Scratch
Building a multi-asset portfolio is four decisions made in order: what the money is for, which asset classes, what split, and how you will know it is working. Skip the fourth and the first three are guesswork, because a diversified portfolio you cannot measure stops being diversified in a year.
How to Calculate True Investment Returns
Why simple ROI formulas miss the full picture and how to calculate real returns.
Capital Flow Tracking: See Your True Investment Returns
Capital flow tracking is the foundation of understanding your true investment performance.
Multi-Asset vs Single-Asset Investing
The honest version of this comparison is uncomfortable: over the past two decades a single-asset portfolio in global stocks beat a diversified one on total return, and beat it by a wide margin. A £100,000 invested in stocks alone at the roughly 10.5% annualised return of the period 2004 to 2024 would have grown to about £737,000. A diversified mix of stocks, bonds, gold and cash at roughly 7.5% would have grown to about £425,000, around 58% of the stock-only result. Diversification wins nothing on paper; it wins on the requirement the concentrated version places on you, which is sitting through losses that most people cannot sit through.
Rebalancing a Multi-Asset Portfolio
Rebalancing means bringing your portfolio back to the allocation you chose after market moves have pushed it off target. A portfolio that drifts from 50% stocks to 65% stocks carries more equity risk than you decided to hold, and if the market then falls 30%, you lose more than you budgeted for. Rebalancing is how you keep the risk profile you actually chose, rather than the one the market handed you.
Best Portfolio Tracker in 2026: What Actually Matters
What makes a good portfolio tracker? The features that matter for accurate wealth tracking.
Portfolio Tracker for Beginners: How to Track Investments in 2026
New to investing? Learn how to track your portfolio and understand your returns.
Why Your Portfolio Tracker Is Lying About Your Investment Returns
Most investors unknowingly rely on flawed return calculations that ignore deposits, withdrawals, and reinvested income - distortions that compound over years into wildly inaccurate performance figures.
Selected tools
Roth IRA Calculator: Project Tax-Free Retirement Growth
UK ISA Calculator: Project Tax-Free Growth
UK Pension Calculator: Project Workplace Pension Growth
401(k) Calculator: Project Growth with Employer Match
Retirement Calculator: Model Savings & Drawdown
Capital Gains Tax Calculator: Estimate Your Tax Bill
Stock Profit Calculator: Calculate Gains & Losses
Dividend Calculator: Project Income & Compound Growth
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